Calculators
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Grow Wealth
Handpicked tools for grow wealth.
Compound Interest Calculator
LiveProject your balance over time, add contributions, and export charts and PDFs.
Cost of Delay Calculator
NewQuantify how much waiting to invest can cost by comparing the future value of starting now versus later, including saved scenarios and exports.
Savings Goal Timeline Calculator
LiveSee how long it takes to hit your savings goal or solve for the contribution you need.
Budget and Spending Leaks
Handpicked tools for budget and spending leaks.
Subscription & Waste-Spending Detector
LiveUpload statements to find duplicate subscriptions, price hikes, and monthly waste in seconds.
Subscription-to-Income Stress Tool
NewSee how subscription spending interacts with your income, classify the ratio, and compare saved scenarios with exports.
Recurring Bill Escalation Simulator
NewProject how a monthly bill compounds with annual price escalation, compare it against a flat-cost baseline, and save multiple scenarios.
Subscription Cost Inflation Predictor
NewProject how recurring subscription spending compounds with annual price increases and inflation, plus track the income share impact.
Inflation and Purchasing Power
Handpicked tools for inflation and purchasing power.
Personal Inflation Basket Calculator
LiveBuild your own spending basket, compute a personal CPI, and project lifestyle costs with charts and exports.
Savings Decay Calculator
NewEstimate a personal inflation rate, compare income trends, and see how estimated category costs may change the room left for saving.
Why Am I Getting Poorer?
LiveTrack income changes, map spending shifts, and see which categories are eroding your purchasing power year over year.
PPP-Adjusted Salary Power
LiveUse PPP ratios, FX conversion, and tax-adjusted net pay to see how far your salary stretches when you move countries.
Income and Taxes
Handpicked tools for income and taxes.
Safety and Resilience
Handpicked tools for safety and resilience.
Payday Cashflow Calendar & Crunch Predictor
NewForecast day-by-day balances between paydays, flag buffer breaches, and test what-if spending or bill shifts.
Emergency Fund Planner
LiveSize your safety net, see savings timelines, and export expenses and targets.
Income Shock Survival Simulator
NewModel job-loss runway with severance, benefits delays, expense cuts, and side income — all processed locally.
Financial Stability Score
NewBlend income, expenses, savings, and debt into an illustrative 0–100 stability score with transparent components.
Big Decisions
Handpicked tools for big decisions.
Mortgage Affordability Stress Tester
LiveSimulate mortgage risk with income/rate shocks and get safe loan guidance.
Realistic Home Affordability Tool
NewModel livable housing costs by combining mortgage payments, ownership expenses, inflation, stress scenes, and income share.
Real Car Cost & Depreciation Calculator
NewEstimate the long-term cost of owning a vehicle by layering depreciation, running costs, inflation, and opportunity cost.
Mindset and Behavior
Handpicked tools for mindset and behavior.
Investing Research
Handpicked tools for investing research.
Lifestyle Planning
Handpicked tools for lifestyle planning.