Trust & Safety
Privacy and Security for Emergency Fund Planner
The Emergency Fund Planner uses your expense totals and savings inputs. This page explains what to enter, what to avoid, and how to handle exports with care.
Published: December 28, 2025 · Updated: December 28, 2025 · By FinToolSuite Editorial
Open the Emergency Fund Planner
Use totals you are comfortable sharing; avoid personal identifiers.
Disclaimer
- Educational purposes only; not financial advice.
- Do not enter sensitive personal data.
- Exports contain your data and should be handled carefully.
Quick answer
Enter totals and categories you are comfortable with.
Do not enter account numbers, passwords, or IDs.
Treat exports like sensitive documents.
What you enter in the planner
- Monthly expenses by category.
- Current emergency savings total.
- Monthly savings capacity.
- Months or risk level selection.
What not to enter
- Bank account or card numbers.
- Online banking login details or passwords.
- Full address, national ID numbers, or tax IDs.
- Employer payroll IDs.
- Client or household member personal data.
Data types and guidance
| Data type | Safe to enter | Better to avoid | Why |
|---|---|---|---|
| Expense categories | Yes, as general labels (housing, utilities, groceries). | Full vendor names tied to personal accounts. | Keeps the model useful without extra identifiers. |
| Totals | Yes, monthly amounts and savings totals. | Granular line items that identify individuals. | Totals are enough for the calculations. |
| Notes fields (if any) | Generic reminders. | Passwords, account IDs, or personal details. | Avoid storing sensitive info in notes. |
| Export files | Save locally in a controlled folder. | Posting exports publicly. | Exports contain your inputs and scenarios. |
| Scenario names | Use neutral labels (Base, Catch up, Higher months). | Names with personal identifiers. | Neutral names reduce exposure if shared. |
| Screenshots | Share only if redacted. | Unredacted images with personal data. | Screens can capture totals and labels. |
| Shared links | Share only with trusted people if links include your data. | Public links that expose scenarios. | Links may carry your inputs. |
| Device and browser logs | Normal usage is fine. | Including sensitive data in bug reports. | Logs can capture what you type if shared. |
Exports and sharing safely
Exports (PDF or CSV) may include your totals, scenarios, and dates. Store them in a location you control, avoid public sharing, and redact anything sensitive before sending to others.
Storage and processing
Processing and storage depends on how the site is implemented. Please review the Privacy Policy for details on data handling and retention.
Troubleshooting privacy issues
If something feels off, avoid uploading or exporting and try with anonymised totals. Check common setup issues in the common mistakes page.
FAQ preview
Do I need to enter exact numbers?
Rounded or exact totals are fine. Use what feels comfortable and update when you have precise figures.
Can I use approximate totals?
Yes. The planner still shows a timeline with approximations; refine later for accuracy.
Are my exports private?
Exports include your data. Store them securely and avoid posting them publicly.
Can I share my PDF with someone?
If you share, remove sensitive details and send only to people you trust.
What should I remove before sharing?
Avoid including personal identifiers, account references, or notes that reveal private information.
Where can I read the Privacy Policy?
Read the Privacy Policy for data handling and storage details.
Is this financial advice?
No. This page is educational. Review the Privacy Policy for privacy specifics.
Use the planner safely
Keep inputs high level, handle exports carefully, and review the Privacy Policy for details on data handling.