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Mortgage Planning

Mortgage Affordability Scenarios How to Save and Compare

Scenarios, demystified. Learn what a saved run is, how to label it, which metrics to watch, and how to export snapshots so you do not forget what you tested.

Published: January 1, 2026 · Updated: January 1, 2026 · By FinToolSuite Editorial

Open the stress tester

Save a baseline, duplicate it, change one input, and compare outputs.

Try the Mortgage Stress Tester

Disclaimer

  • Educational only. Comparing scenarios helps learning, not predicting outcomes. No guarantees.

Scenarios in plain terms

A scenario is a saved run with fixed inputs and outputs. Label it clearly so you know what assumptions were used.

Step-by-step

  1. Save a baseline scenario.
  2. Duplicate it.
  3. Change one input (price, rate, down payment, costs).
  4. Rerun the simulation.
  5. Compare outputs: safe loan, DTI mid/high, default probability direction.

Metrics to watch

  • Recommended safe loan
  • DTI distribution mid/high percentiles
  • Default probability direction

Exports and labels

Export snapshots with scenario names and dates so you remember assumptions. See export help for details.

FAQs

How many scenarios should I keep?

Keep a few labeled clearly; too many can cause confusion.

Can I compare different dates?

Note the date. Assumptions change over time; rerun if conditions change.

Where do I get export tips?

See export help.

Where is privacy info?

See Privacy Policy.

Save and compare now

Open the mortgage affordability stress tester, save a baseline, duplicate it, and compare one change at a time.

Open the stress tester