FT FinToolSuite

Mortgage Planning

Compare Two Properties with Mortgage Stress Test

Learn how to set one baseline, duplicate it for property A and property B, and read the outputs with clear labels before you export.

Published: January 1, 2026 · Updated: January 1, 2026 · By FinToolSuite Editorial

Open the stress tester

Run two property scenarios with one change and compare outputs.

Try the Mortgage Stress Tester

Disclaimer

  • Educational only. Comparison helps clarity, not certainty. No guarantees.

Step-by-step comparison

  1. Set a baseline with your shared assumptions.
  2. Save property A scenario.
  3. Duplicate, change only the property price (or taxes if location differs), and save property B.
  4. Rerun both and compare outputs.
  5. Export with clear labels.

What to compare

  • Recommended safe loan
  • DTI mid and high percentiles
  • Default probability direction

Illustrative table

Scenario Price DTI mid/high Safe loan direction
Property A $400k Lower Higher
Property B $450k Higher Lower

FAQs

Can I change taxes per property?

Yes, if locations differ. Note changes in labels.

Should I export?

Export both scenarios with labels and dates for clarity.

Where is privacy info?

See Privacy Policy.

Compare two properties

Open the mortgage affordability stress tester, run property A and property B, and review outputs side by side.

Open the stress tester